LABS LIVE Cohort 1 Open · Explore Focus Sectors & ETRM Showcase

Intelligent systems for
ambitious desks.
Starting with energy.

Charismatic Codes builds AI-native operating systems for data-heavy businesses across Africa. We're starting where the math is hardest — energy trading — then bringing the same fabric to finance, infrastructure, and beyond.

First focus
Energy · SAPP · Utilities · IPPs · Traders
Next · Finance · Infrastructure
Engineering the operating layer of African energy
Coverage
SAPP
15 Southern African member states · day-ahead and bilateral.
Focus
3
Trading & risk, settlement & back office, data & decisions.
Method
4U
Unworkable. Unavoidable. Urgent. Underserved.
Data scale
8,760
Hourly positions per trade, per year. Half-hourly when needed.
What we do

Three pillars,
one operating layer.

An AI-native operating layer for ambitious organisations. Hardened first on energy trading desks, then carried into finance, infrastructure, and the public sector. Strategy, build, automation — end to end.

PILLAR 01

Codes

Parent brand · Thought leadership

The strategy and frameworks layer. Codes shapes how an energy desk thinks about its data, its trades, and its risk — then writes the playbook the rest of the stack executes against.

  • Digital strategy
  • Systems advisory
  • Frameworks & thought leadership
COHORT 1 OPEN
PILLAR 02

Labs

Build centre · Talent forge

Where energy software is built. Labs ships the systems desks actually run on — ETRM, settlement engines, market-data pipelines, P&L and risk dashboards — engineered for African realities.

  • Product engineering
  • 12-week residency
  • Client delivery studio
Visit Labs Cohort 1 open
PILLAR 03

Agents

AI agents · Automation

Custom AI agents trained on your book. Reconciliation, anomaly detection, settlement, compliance, market-data ingestion — agents that move alongside the human desk, not behind it.

  • Customer service agents
  • Workflow automation
  • Internal productivity bots
The approach

The 4U filter.
A discipline, not a slogan.

Every problem we take on must pass four tests. If it can't, it doesn't belong in the queue. The filter is the work.

01
U.
Unworkable
Problems where the existing solution has broken down — the system is no longer fit for purpose.
02
U.
Unavoidable
Problems organisations cannot keep deferring. Pressure that compounds the longer it is ignored.
03
U.
Urgent
Problems where time is the constraint, not capital. Speed of delivery is the value created.
04
U.
Underserved
Problems the global market has overlooked — because the context is African, not the constraint.
Where we work

Energy first.
Built to extend.

We're starting where data volumes are highest and the consequences of every decision are largest — the power trading desk. The same operating layer extends naturally to finance, infrastructure, public-sector data, and beyond.

— 01

Energy · Trading & Risk

Our first vertical. ETRM, hourly position management, P&L attribution, MTM, fee-stack modelling, and enhanced risk for traders, IPPs, and utilities across SAPP.

Live engagements
— 02

Energy · Settlement & Data

The back office and the brain of the desk. Confirmation, reconciliation, monthly settlement, and ingestion of hourly & half-hourly DAM, SAPP files, and metering feeds — normalised into one source of truth.

Live engagements
— 03

Finance, Infrastructure & beyond

Same data fabric, same agents — retargeted. Reconciliation, risk modelling, regulatory reporting, and operational intelligence for banks, fintechs, and large industrial operators. Coming next.

Selectively open to briefs
Selected work

Systems running on
live desks.

A sample of what's in production today — with our energy ETRM at the centre, alongside earlier products and demos in finance and education that prove the operating layer is genuinely cross-sector.

Live · Energy Charismatic Labs ETRM — P&L & Risk dashboard
Live system · Energy trading

ETRM — Energy Trading & Risk Management for SAPP

A purpose-built Energy Trading & Risk Management system for the Southern African Power Pool. Manages the complete lifecycle of a trade — book to settlement. Generates 8,760 hourly positions per year filtered by Time-of-Use, recalculates realised & unrealised P&L as DAM clears, and lets traders drill into any hour to see contract price, market clearing price, fee stack, and spread. Runs locally — no cloud, single-command install.

2026 15 SAPP states Trading · Back office · Risk
Live · Fintech KaSomeFin — From Payment to Portfolio
Live product · Fintech

KaSomeFin — AI micro-savings for 18M Zambians

An AI-powered micro-savings app that turns everyday mobile money & card transactions into wealth-building. Buy groceries for K234.50, round up to K240 — the K5.50 difference is invested into your portfolio. Five-step flow from payment to portfolio: instant, secure, effortless. Unlock T-bills, money market and LuSE stocks as your balance grows.

2026 Finance Mobile money & cards
Demo · Education Agentic AI Process Flow for Zambian education
Demo · Custom solutions

Agentic Education — autonomous learning support

An interactive simulation showing autonomous AI for Zambian education. Detects struggling students (Grade 9 algebra), generates personalised micro-lessons, alerts teachers with actionable insights, notifies parents by SMS, and matches post-secondary scholarship pathways — without human prompting.

2026 Education Custom solution
Live · Charismatic Agent
customers · prod-pg-01 14.2M rows
phone_number 99.94%
national_id — null spike +18.4%
created_at 100%
email — dup keys 312
ANOMALY · P2
Null rate on national_id rose 18.4σ above baseline.
03:14 UTC · auto-paged on-call
DISTRIBUTION → 7d
FIDÈLE · MONITORING 47 TABLES SCHEMA ✓ · LATENCY 142ms
Charismatic Agent · Data integrity

Fidèle — autonomous data quality & integrity agent

An always-on agent that monitors any database for data quality and integrity. Profiles tables, learns expected distributions, and surfaces anomalies — schema drift, null spikes, duplicate keys, referential breaks, statistical outliers — before they reach a dashboard or a decision. Plugs into Postgres, MySQL, BigQuery, Snowflake, and core-banking warehouses.

2026 Cross-sector Charismatic Agents

Selected projects shown. Engagements under NDA represented in summary form.

Discuss your project
Charismatic Agents

AI that actually works on the trading desk.

Off-the-shelf chatbots don't read DAM clears, can't reconcile a fee stack, and have never seen a Time-of-Use profile. Charismatic Agents is a suite of custom AI agents built around the rhythms of African energy markets — trading, settlement, compliance, and back office.

Trained on your book. Deployed inside your stack. Speaking the language of MWh, MTM, and break-even.

  • Trade-desk copilot
    Sits beside the trader. Reads DAM clears, flags arbitrage windows, surfaces ToU mismatches, and explains every P&L move in plain language.
  • Fidèle — data quality & integrity
    Always-on monitoring across any database. Profiles tables, learns distributions, flags schema drift, null spikes, duplicate keys, and statistical outliers before they reach a decision.
  • Settlement & reconciliation
    Closes the month autonomously — matches trades to invoices, raises exceptions, drafts payment instructions, and reconciles MNO/bank settlements.
  • Risk & compliance copilot
    Monitors VaR, exposure limits, counterparty concentration, and regulatory thresholds — alerts before lines are crossed, drafts the explanation when they are.
M
Monetaire
Online · Finance support
CC.Agent
Hi, I sent K3,500 to my supplier on MTN Money 20 minutes ago. The recipient says it hasn't landed and my balance is already debited.
Monetaire
I see the transaction — ref CC-7741AX, K3,500 to 0966 *** 412. It's pending on the MNO side, not your account. I've already flagged it for trace and queued a reversal if it fails the 30-min SLA. Do you want the funds returned, or should I retry to the same number?
Retry to the same number please.
Monetaire
Done. Retry queued for 11:42 once the original clears or auto-reverses. You'll get an SMS confirmation. While we wait — your supplier shows up 4x this month, want me to set them as a saved beneficiary so the next payment is one-tap?
The method

From idea to
shipped system.

A disciplined pipeline. Every engagement passes through five stages — no skipping, no theatre. The work earns the right to ship.

Stage 01
Intake
Brief framed through the 4U filter. Only qualifying problems proceed.
Stage 02
Research
Context analysis. Constraints mapped. Local realities respected.
Stage 03
Prototype
First working version. Fails fast. Learns faster.
Stage 04
Validate
Real-world testing under network and user conditions on the continent.
Stage 05
Ship
Deployed. Documented. Maintained. A system worth keeping.

Have a problem
worth building
around?

Bring the unworkable, the unavoidable, the urgent, and the underserved. We'll bring the engineering.

hello@charismatic.codes · Lusaka, Zambia